Either way, finding a budgeting template or spreadsheet that works best for your finances will help you create a budget and stick to it. If you just want a basic budgeting tool that you can print out and fill in, choose a printable worksheet. If you’re interested in a budgeting solution that will allow you to customize things according to your lifestyle, you’ll want to opt for a template or spreadsheet that you can download and edit. Make Budgeting Easier With a Template or Spreadsheet That Works for You And if aesthetics matter to you, this worksheet has a fun, somewhat whimsical feel due to the bright colors and scripted font. Also unlike the former, it includes a column for writing the difference after you subtract your actual expenses from your expected ones. In comparison to A Cultivated Nest’s printable budget sheet, this one is more detailed because the subcategories are already filled in for you. This free budget worksheet from A Mom’s Take is printable, which is perfect if you’re not committed to the idea of doing your number crunching online. As an added bonus, the bottom of the template includes a colorful doughnut chart that details a percentage breakdown of your monthly expenses. In the middle of the doc, you can plug in your actual and budgeted expenses. This simple monthly budget template found on TheGoodocs is designed to open in Google Docs and features a budget summary up top that includes total income and expenses, the amount saved, the amount overspent and the percentage of your budget that you utilized for the month. Free Easy Monthly Budget Template From TheGoodocs There’s also a separate sheet that details a year’s view of credit card payments, which can help give you insight into that specific area of spending. While you can choose to viewyour income and expenses by month, you can also use the yearly sheet to get a comprehensive month-to-month overview of your income and fixed expenses. This Google Sheets budget planner from 20somethingfinance stands out because it allows you to track a year’s worth of budgeting at a time. Lastly, be a planner and don't let the next month start without preparing for its budget.4. So, it's essential to adjust your simple budget sheet according to the change. There will come a time when your expenses or income will change. Your savings can be for an emergency fund or retirement. As you know, your savings will provide you and your family or business security in the future. Identify Your SavingsĪnother essential part of any budget is your savings. Additionally, don't forget to track your expenses to ensure that you're sticking to your budget. For a family budget worksheet or a household budget worksheet, you can categorize them into food, healthcare, household, leisure, utilities, etc. When you list your expenses, be sure to categorize them. List Your ExpensesĪs part of your budget plan, you have to include the amount you're spending monthly. If you have seasonal additions to your income, include them, too. Before you record your monthly income, ensure that you've already deducted your taxes. Start your monthly budget with the amount of money you're receiving monthly. And whether you need a personal budget, business budget, or a household budget for the month, you can make yours with the tips below. But did you know that preparing a monthly budget is crucial? When you prepare your budget, you're secured with your finances since you follow a budget plan. The 2013 Gallup poll found out that only 32% of households in the U.S. So, what are you waiting for? Download a template now! How to Create a Monthly Budget in Microsoft Word You can quickly edit any template you want without hassle. Our templates are 100% editable and printable. Create a well-made and useful budget with our stack of ready-made Monthly Budget Templates in Microsoft Word (DOC). The Vertex42 website offers multiple spreadsheets to help you with your finances, including personal budgeting templates, a monthly budget sheet, and more. See? Planning a monthly budget does wonders. Although there are no bells and whistles, the app can help you manage your budget effectively. You can even save money with the assistance of your budget. You can also make sure that your money is enough for your needs. When you have a budget, you'll keep track of where your finances are going. Preparing a monthly budget provides lots of benefits.
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